For me, the mission became clear after I had appeared on a national television show with Kristine Burns, a single mother of a nine-year-old daughter who was working three jobs to cope with her $40,000 in debt. Kristine, like many Americans, also faced a terrible home loan that left her with skyrocketing payments. Kristine was headed toward bankruptcy. After working with her, we found a new mortgage that stabilized her payments, negotiated new payment terms with her creditors, shaved tens of thousands in interest fees, and got her a new lease on life.

Since working with Kristine, so many people have asked me where they can turn to to get help with their debts. Until now, I haven’t known of a single organization that offered objective advice on the five primary options for dealing with debt.

We know that bad debt happens to good people. Whether you’re like Kristine who wasn’t receiving any financial support for her child or the millions of others who have lost a job, gone through a marriage break-up, or been hit with a medical crisis, we know your savings can be wiped out before you know it. And the effects of any of this can remain with you for the rest of your life.

If you’re dealing with debt, you’ve come to the right place. Let us give you your options and begin the process of putting you on the right path so that you can then start to build financial security for you and your family.